:root{--ink:#111;--mut:#5b6168;--line:#dfe2e6;--bg:#f5f6f7;--acc:#b5121b;--ok:#0a7a32;--bad:#b42318}
*{box-sizing:border-box}body{margin:0;font:16px/1.5 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg)}
.vh{display:flex;align-items:center;gap:14px;padding:12px 16px;background:#fff;border-bottom:1px solid var(--line)}.vh span{font-weight:600;color:var(--mut)}
main{max-width:760px;margin:0 auto;padding:20px 16px 40px}h1{font-size:1.6rem;margin:.2em 0 .4em}h2{font-size:1.15rem;margin:0 0 .6em;display:flex;align-items:center;gap:10px}
.n{display:inline-grid;place-items:center;width:28px;height:28px;border-radius:50%;background:var(--ink);color:#fff;font-size:.9rem}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px;margin:14px 0}.card.ro{opacity:.75}.card.ro h2{margin:0}
label{display:block;font-weight:600;font-size:.92rem;margin:10px 0}input,select,textarea{display:block;width:100%;margin-top:4px;padding:10px 12px;font:inherit;border:1px solid #c7ccd1;border-radius:8px;background:#fff}
label.chk,label.rad{display:block;position:relative;padding-left:30px;font-weight:400}label.chk input,label.rad input{position:absolute;left:0;top:2px;width:auto;margin:0}
fieldset{border:0;padding:0;margin:10px 0}legend{font-weight:600;font-size:.92rem}.g2{display:grid;grid-template-columns:1fr 1fr;gap:0 12px}.g3{display:grid;grid-template-columns:2fr 1fr 1fr;gap:0 12px}
@media(max-width:560px){.g2,.g3{grid-template-columns:1fr}}
.btn{display:inline-block;padding:10px 16px;border-radius:8px;border:1px solid #c7ccd1;background:#fff;font:inherit;font-weight:600;color:var(--ink);cursor:pointer;text-decoration:none;margin:4px 0}.btn.primary{background:var(--ink);color:#fff;border-color:var(--ink)}.btn.big{width:100%;padding:14px}.btn:disabled{opacity:.6}
.muted{color:var(--mut);font-size:.92rem}.err{color:var(--bad);font-weight:600}.ok{color:var(--ok)}.tag{font-size:.75rem;background:#e7f6ec;color:var(--ok);padding:1px 6px;border-radius:6px}
.fixbox{background:#fff4f2;border:1px solid #f3c3bd;border-radius:12px;padding:14px 18px;margin:14px 0}.fixbox li{margin:6px 0}
.hint{font-size:.92rem;margin-top:6px}.hint.bad{color:var(--bad)}.hint.good{color:var(--ok)}.fname{font-size:.92rem;color:var(--mut)}
table.lim,.packet table{border-collapse:collapse;width:100%;margin:8px 0}table.lim td,.packet td{border-bottom:1px solid var(--line);padding:6px 4px}table.lim td:last-child,.packet td:last-child{text-align:right;font-weight:600;white-space:nowrap}
.pre{white-space:pre-line;font-weight:600}.hp{position:absolute;left:-9999px;height:1px;overflow:hidden}.submit{margin-top:20px}
.vf{text-align:center;color:var(--mut);font-size:.85rem;padding:20px 16px}
.packet{max-width:820px;margin:0 auto;padding:24px;background:#fff}.packet h2{border-bottom:2px solid var(--ink);padding-bottom:4px;margin-top:22px}
@media print{.noprint{display:none}.packet{padding:0}}
input[hidden],[hidden]{display:none!important}label.btn{display:inline-block;margin:4px 0}
.okbox{background:#eefaf2;border-color:#bfe5cc}.cert{background:#f8f9fa;border:1px solid var(--line);border-radius:10px;padding:12px 14px;margin:12px 0;font-size:.9rem}.cert ol{margin:8px 0 8px 18px;padding:0}.cert li{margin:4px 0}
details{margin:10px 0}summary{cursor:pointer;font-weight:600;font-size:.92rem}#agBox,#achOn{border-left:3px solid var(--line);padding-left:12px;margin:8px 0}
/* 3.9.36 (Amanda): problems highlighted in place; AR contact box; one agent box; scope question at the top of insurance */
input.bad,select.bad,textarea.bad{border-color:var(--bad)!important;box-shadow:0 0 0 3px rgba(180,35,24,.18)!important;background:#fff5f4}
label.bad{outline:2px solid var(--bad);outline-offset:3px;border-radius:6px;background:#fff5f4}
section.card.secbad{border-color:var(--bad)!important;box-shadow:0 0 0 2px rgba(180,35,24,.22)}
section.card.secbad>h2{color:var(--bad)}
#goErr ul{margin:6px 0 0 18px;padding:0;font-weight:500}#goErr a{color:var(--bad)}
.arbox{border:1px solid var(--line);border-radius:10px;padding:10px 12px;margin:12px 0;background:#fafbfc}.arbox input:disabled{background:#eef0f2;color:var(--mut)}
#agBox.agbox{border:1px solid var(--line);border-left:3px solid var(--ok);border-radius:10px;padding:10px 12px;margin:12px 0;background:#fafbfc}
.selfbox{border:1px dashed var(--line);border-radius:10px;padding:10px 12px;margin:10px 0}
.scopeq{background:#fff8e6;border:1px solid #f0d894;border-radius:10px;padding:10px 12px;margin:0 0 12px}
.linkish{background:none;border:0;padding:0;color:#1d4ed8;text-decoration:underline;cursor:pointer;font:inherit}
/* 3.9.39 several work states */
.stbox{border:1px solid var(--line);border-radius:10px;padding:8px 12px;margin:12px 0}.stbox .chk{display:inline-flex;margin:4px 16px 4px 0}
.wch{font-size:1rem;margin:14px 0 6px;padding-top:8px;border-top:1px solid var(--line)}